5 Reliable Used Motorcycles That Beat New-Bike Payments
Buying a brand-new motorcycle is exciting, but the price tag rarely tells the whole story, nor does it prepare you for the commotion that follows it. Add taxes, registration, insurance, dealership fees, and a few accessories, and that seemingly affordable motorcycle can suddenly cost considerably more. Finance it, and you’re looking at a monthly payment schedule that could follow you around for years. So, what is the escape? What if you could get a significantly better motorcycle for much less money?
That’s where the second-hand or used market comes into the picture. Many motorcycles lose a substantial portion of their value during their first few years, even when they’re perfectly capable of covering many more miles, just as a new motorcycle would. Some have barely been ridden, while others have accumulated serious mileage but still have plenty of life left.
The trick to getting a decent one is knowing what to buy, when to buy, and how to buy it. A well-maintained, well-loved used motorcycle can offer better performance, greater versatility, or simply more character than a brand-new one costing a similar amount or more. We have compiled a list of these five motorcycles that are an excellent place to start:
Honda Shadow 750 | 2015-2019
A Proper Cruiser Without The Premium For $3,500–$6,500
There’s something unusually appealing about a traditional cruiser, and if it comes with a V-twin, that’s the cherry on top. Comfortable ergonomics, a low-slung seat, and a relaxed riding character make even an ordinary errand or commute feel special. Unfortunately, bigger cruisers often come with equally hefty price tags.
The Honda Shadow 750 offers all of this without demanding a premium. Its 745cc, liquid-cooled V-twin engine isn’t notably powerful, but it delivers linear, predictable performance that’s perfectly suited to the segment. Another reason the Shadow makes for a good pick lies in its powertrain. It is shaft-driven, which means reduced routine maintenance compared to a chain-driven motorcycle, and it is one of Honda’s longest-running V-twin platforms, having earned a reputation for outstanding durability.
On the used market, the Aero or Phantom models are both worth considering, especially examples with a documented maintenance history. Check for corrosion, aging rubber components, and signs of prolonged storage, which are often visible in the condition of the tires. Poor starting behavior and any visible leaks are also red flags.
A well-maintained Shadow can offer years of enjoyable cruising without the financial commitment of a new motorcycle. Expect to pay around $3,500–$6,500 on the used market, though pricing will vary by location.
Why Should You Buy One:
Traditional V-twin cruiser experience, shaft drive, and established durability mean substantially less cost than many new mid-sized cruisers.
Kawasaki Versys 650 | 2016-2021
The Do-It-All Bike For $4,500–$7,500
Modern adventure motorcycles promise to do everything, but many cost enough to make you reconsider the idea entirely. The Kawasaki Versys 650 takes a more sensible approach. Its 649cc, parallel-twin engine has manageable performance, while its comfortable ergonomics and wind protection make it equally suitable for commuting and long-distance touring.
Although it looks like an adventure motorcycle, the Versys is primarily designed for paved roads. Its 17-inch wheels and road-focused chassis make it particularly enjoyable on twisty roads rather than off-road trails.
Kawasaki’s time-tested 650cc twin platform is another advantage, backed by a substantial ownership history and generally dependable mechanics. Used examples sometimes include panniers, luggage racks, and touring accessories, potentially saving you even more money. Inspect the suspension, steering bearings, chain, and service records before buying. Find a good example, and the Versys 650 might be all you actually need.
Why Should You Buy One
Touring comfort and versatility, with used examples sometimes including expensive accessories.
Honda CBR600RR | 2013–2019
Frantic Performance For $5,000–$8,000
Quad-cylinder supersports are becoming increasingly expensive, but the experience of riding one hasn’t changed one bit. The Honda CBR600RR proves that point quite beautifully. Its 600cc inline-four loves to be revved, and its symphony is what makes it so addictive.
Its committed riding position, sharp handling, and racing-inspired chassis remain impressive, even when compared with many much newer rivals. Honda’s reputation for producing engines that can take a beating and still fire up on the first crank also makes the CBR600RR a compelling used purchase.
However, supersports require careful shopping. Beyond checking for crash damage and evidence of track use, inspect for unusual cam-chain tensioner rattle and any charging system issues. On C-ABS-equipped models, ensure the ABS warning light clears normally, and check the VIN for outstanding fuel-pump recall work, which caused the bike to stall abruptly. A thorough inspection of the frame, suspension, and service records is equally important, as repairing a neglected sport bike can quickly wipe out the savings from the initial purchase price.
Why Should You Buy One
Genuine inline-four supersport performance at a much lower price, particularly toward the lower end of the used range.
Yamaha FZ1 | 2006–2015
Liter-Class Thrills For $3,000–$6,000
What if you wanted a superbike but aren’t particularly interested in spending your weekends folded over a fuel tank, or worrying about breaking the bank if something goes wrong? The Yamaha FZ1 might be the answer. The second-generation model, sold in the U.S. from 2006 to 2015, uses a 998cc inline-four derived from the legendary Yamaha R1. It’s a serious engine, delivering frantic acceleration without the extreme ergonomics of a dedicated superbike. The high-pitched wail when ridden spiritedly is equally hard to forget. Its sound is as much a part of its appeal as the performance itself.
It’s more of a sleeper: quite restrained below its powerband threshold, but a thrill-seeker’s machine past 6,000 rpm. The FZ1 also predates today’s electronics-heavy hyper-nakeds. There’s no complicated suite of riding modes to navigate, just a powerful engine and a capable chassis.
However, older examples deserve careful inspection. Check the charging system, suspension seals, and especially the generator rotor on second-generation models. Use a multimeter if one is available. Another important item to check is the mileage. If it’s approaching 25,000 miles, it is due for a major service (the official reading for this service is 26,600 miles), the most critical task of which is a valve clearance inspection. Nevertheless, a healthy FZ1 still delivers performance that’s impressive even by today’s standards, and all for a fraction of what you’d spend on a new liter-class motorcycle.
Why Should You Buy One
Sleeper build with R1-derived performance, but at a much lower price tag, even comparable to a much smaller displacement motorcycle.
KTM 390 Duke | 2015–2016
A Wolf In Sheep’s Clothing For $2,500–$3,500
Not every motorcycle needs to have four cylinders or massive cubic capacity. With some motorcycles, the character is more than enough to leave a lasting impression. The first-generation KTM 390 Duke proves that point rather convincingly.
Introduced globally in 2013 and reaching American dealerships in 2015, it combined a 373cc, liquid-cooled, single-cylinder engine with a lightweight, agile chassis and aggressive naked-streetfighter styling.
With around 43 horsepower, the original Duke delivered impressive performance for its displacement. Its sharp handling, lively engine, and compact dimensions made it particularly enjoyable on twisty roads. For a 400cc single, it was, and still is, quite a capable machine. The first-generation KTM 390 Duke isn’t the most trouble-free motorcycle on this list, but a properly maintained example with its known issues addressed can offer tremendous enjoyment for the money.
Why Should You Buy One
An affordable streetfighter with a very aggressive character, but with much cheaper maintenance.
Honorable Mentions
Royal Enfield Interceptor 650 (2019–2023): $3,500–$5,500
This is the motorcycle with which Royal Enfield debuted its characterful 648cc, air-and-oil-cooled parallel-twin engine, alongside the Royal Enfield Continental GT 650. Its retro styling and beginner-friendly performance make it an appealing roadster. Used examples can offer good value, although the bike should be inspected for corrosion, electrical issues, and neglected servicing.
Suzuki SV650 (2017–2022): $4,000–$6,500
The SV650 has been around for quite a while and offers a more playful, road-focused experience. Its friendly power delivery, no-nonsense mechanical package, and reputation for durability make it a sensible choice for riders who value an analogue experience over unnecessary complexity.
The Smartest Purchase Isn’t Always A Brand New
A new motorcycle will give you peace of mind and the security of a warranty, but buying a used one can make just as much sense if you choose carefully. However, always inspect the motorcycle, verify its service history, and set aside some money for unforeseen maintenance. A worn tire or overdue service isn’t necessarily a deal-breaker, provided the purchase price reflects the work required.
Ultimately, spending less on the motorcycle itself means having more money left for fuel, riding gear, road trips, and the experiences that drew you to motorcycling in the first place. That’s a much better use of your money than another monthly payment.
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